It’s not uncommon to read about an optician’s practise being targeted by thieves – it may have even happened to you.

While many practises are filled with specialist testing equipment, expensive office kit and shop fittings, thieves are increasingly targeting practises to steal thousands of pounds worth of designer sunglasses.

Luxury brands such as Ray-Ban, Tom Ford and Oakley have become more and more popular with customers and as a result, increasingly desirable for thieves.

When you’re an independent optician, a break-in not only causes huge disruption to the day-to-day running of your business, if you don’t have appropriate insurance cover, you could also incur significant losses.

Should the worst happen, a specialist optician’s insurance policy will help you get back on track. Consider how much it would cost to replace a shop full of valuable stock such as designer sunglasses…When you use a specialist insurer like Infocus for your stock, you can be assured that you will be covered for the things that matter.

If you are insured at the time of a break in, you will need to ensure that you have met the Minimum Security Conditions outlined in your policy plus any other security conditions imposed such as the setting of a fully functioning alarm.

Minimum Security Conditions refer to the types of opening doors, windows and shutters used at your premises, and the types of locks used to secure them. As these are common entry points for burglars, if you do not have the correct specified locking devices at the time of a burglary, you may find that claim is refused.

Different insurers tend to have a different set of Minimum Security Conditions for each of their policies, so if you are insured, make sure you check your policy document to determine exactly what the standards are.

While we know that there is no foolproof way of protecting your practise from a break in, Infocus Opticians Insurance gives you the peace of mind you need should you find yourself facing the prospect of a claim.

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