We know that while running a successful opticians practice can be rewarding, it can also be stressful and challenging at times. With so many clients passing through your practise every day, there is always potential for an accident and you need to be able to focus on running your business with the peace of mind that if anything were to go wrong you are covered.

We have developed decades of specialist knowledge of the Eyecare Industry, so we can offer tailor made opticians insurance.

What is Public Liability Insurance?

If you are an optician, you are required by law to have public liability insurance.

While you may take every precaution to ensure that your clients are safe, if a customer slips on a wet floor, or a product you have prescribed causes your client injury It can end up being extremely costly for your business if they pursue a claim.

If in the unfortunate event that a claim is made by a customer, client or contractor who has been injured or had property damaged as a result of your business or its activities, a public liability policy will cover your business against costly legal bills and compensation payments.

It is vital that you arrange cover with the right insurer, so you can rest in the knowledge that any problems will be dealt with quickly and efficiently.

How much is Public Liability Insurance?

The price you pay for your insurance will usually depend on how many people are involved in your practise, and if you have had previous claims made against you. It is up to you as the optician to decide what level of cover would be appropriate for your business, depending on the types of activities you carry out and your assessment of the risks involved in your day-to-day work. Common limits are £1m, £2m and £5m, but you should speak to your insurer for an accurate quotation.

For more information on Public Liability Insurance, or for any other services we offer, get in touch with us today.

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