November 25, 2015
Most of us have already had a reminder of what Jack Frost is all about. We should take this as a warning. Water Pipes both in and out of the home can be exposed to extreme drops in temperature. Once a burst appears a home can be very quickly flooded causing devastating damage. Now is […]
November 13, 2015
Insurance jargon can be confusing. So here are some simple definitions of some of the terms that Opticians & Optometrists are most likely to come across:- Business interruption insurance: if you are forced to relocate or close your business temporarily because of an event like a flood or a fire this insurance cover pays out […]
Trillions of once beautiful autumn leaves have now been shed and whilst most make their way harmlessly to nature’s earth as intended, some land in our Gutters Drainpipes and Grids. Often out of clear view on your roof, they are frequently welcomed by longer terms residents Mr Moss and Mrs Lichen not to mention a […]
October 30, 2015
Patient Data on mobile devices such as Laptops are often the most vulnerable when on the move. Taken out of the relatively safe environment of your business premises your mobile devices and the data held within are at greater risk of loss, damage or perhaps worse, Theft. It is a popular pastime bashing large organisations […]
October 23, 2015
It is only a short time now until Christmas and your practise is probably already beginning to notice an increase in business. During very busy periods, like Christmas, many opticians find they need extra help in their practice to cope with the increased demands in business. Taking on temporary staff at Christmas is a great […]
October 12, 2015
The number of burglaries at Optician premises is hitting the headlines more frequently, but it’s not just the expensive testing equipment that the thieves are targeting, it’s the designer frames too. Here are ten ways to help protect your Optician’s business: Locks and Padlocks. All external entrances and internal security doors should be fitted with […]
September 25, 2015
However large or small your opticians practice, even if you have only one member of staff, you’re legally required to have Employers’ Liability Insurance. The law on Employers’ Liability is enforced by The Health and Safety Executive and you could be fined if you do not have the necessary cover. What is Employers’ Liability Insurance? […]
September 11, 2015
UK Business Safety Week, taking place from 7th – 13th September, builds upon the goals set out in CFOA’s Business Safety Strategy. The aim is to help businesses –large or small reduce their risk of fire, protect their staff, buildings and resources. The week focuses on promoting to your staff; fire risk awareness fire safety […]
August 28, 2015
For many business owners, the winter months are often associated with a number of risks. From extreme low temperatures to wind storms, snow, ice, and freezing conditions, most of us will be wary of the potential risks associated with the colder months and as a result, let our guard down when the summer comes back […]
August 18, 2015
Opticians and Optometrists will be well aware of a requirement to carry Professional Indemnity Insurance and Employers Liability insurance. Public and Products Liability insurance, though not compulsory, is an equally essential insurance cover. These policies ensure that you are protected against professional negligence, personal injury, illness and property damage claims from clients, employees and members […]
July 31, 2015
Risk assessment A thorough risk assessment is essential for identifying which areas of your practise are the most vulnerable. It will also help you identify the sensible measures needed to control any risks you find in your workplace. 2. Secure & protect your stock Optician’s practises are often home to a lot of expensive stock […]
July 3, 2015
1. Being too late When it comes to insurance for your optician’s practise there’s no such thing as being ‘fashionably late’. If you take too long to return your renewal forms you could find yourself without cover. This also applies to late claim notification. We would advise that you get in touch with your insurer […]