June 19, 2015
How much equipment do you have in your opticians practise? Do you know? Think about everything from computers and furniture down to testing equipment. If the worst happened, how much would it cost to replace everything in your practise at todays prices? A business inventory, complete with a list of practise equipment & contents and […]
June 5, 2015
It’s not uncommon to read about an optician’s practise being targeted by thieves – it may have even happened to you. While many practises are filled with specialist testing equipment, expensive office kit and shop fittings, thieves are increasingly targeting practises to steal thousands of pounds worth of designer sunglasses. Luxury brands such as Ray-Ban, […]
May 22, 2015
As summer approaches, so does the peak season for taking on additional members of staff, frequently part time, to cover holiday periods. There’s no doubt that offering a summer job to a temporary member of staff can be extremely beneficial to both the individual and to your practise, however without the proper insurance it could […]
May 8, 2015
Should you ever become seriously injured or too ill to practise, Critical Illness and Income Protection can give you essential levels of protection. Being injured or ill is frightening enough, but consider what would happen if you became too ill to earn a living as an optometrist. Would you be able to make your savings […]
April 27, 2015
Optrafair is over for another year and Infocus Opticians Insurance were delighted to exhibit at this year’s event at the Birmingham NEC. Optrafair is one of the biggest optical exhibitions in the UK, and the show was a great opportunity for us to get some one-on-one time with our customers and mingle with others in […]
April 10, 2015
At Infocus Opticians Insurance we often talk to clients looking to ensure their practise and business equipment is protected against theft or a potential break in. In recent news, it was reported on Optician Online that the owner of an optician’s practise in Enfield, London was appealing for information after his practise was broken into. […]
March 30, 2015
What is cybercrime? The term ‘cybercrime’ refers to illegal activities which make use of computers or online systems to make a financial profit. This can include financial crime such as fraud and phishing, as well as the use of computer technology to access personal details and confidential information. Will it affect me? Recent research conducted […]
March 6, 2015
High Street optician Optical Express is facing backlash and potential legal claims after it sent out a number of spam text messages to members of the public. Thousands of complaints were lodged against the company, who appeared to offer laser eye surgery as a prize in a competition last month. Typical messages read: ‘OPTICAL EXPRESS: […]
February 16, 2015
As an optician, you could be putting yourself at risk when your business property is not insured for the correct amount. Under-insuring business property and equipment is a common mistake, but it can cause major problems, leaving your practise vulnerable should you need to make a claim. What is underinsurance? Underinsurance means that something has […]
February 6, 2015
Directors and Officers Liability Insurance (or D&O Insurance) is often one of our lesser-understood insurance products. What is D&O insurance? Directors and Officers insurance is a liability cover that protects your practise against compensation claims brought about through an act of a director or key manager. It can prove important, as these actions may not […]
January 23, 2015
Independent optician’s practises remain a large and growing part of the UK’s optical services industry (which is one of the most competitive in Europe), so it’s not surprising that many people are choosing to set up their own venture. Optometry can be a rewarding and successful profession, but starting up your own practise requires a […]
January 9, 2015
So 2014 has drawn to a final close and we’ve welcomed in a brand New Year! Many of us will have resolved to exercise more, quit smoking or spend more time with friends and family but statistics show that most of us won’t follow our resolutions through. While you may not stick to your personal […]